Empowering you to make sound financial decisions

From tax preparation to legacy planning and every stop in between, together we can make it happen. No gimmicks and no sales commissions.

Schedule a consulation

Empowering you to make sound financial decisions

From tax preparation to legacy planning and every stop in between, together we can make it happen. No gimmicks and no sales commissions.

Schedule a consultation

Accredited Financial Counselor®

Fee-Only Fiduciary and Certified through the Association for Financial Counseling & Planning Education®

Military Specialist

Personal and professional specialized knowledge of pay, retirement systems, entitlements, and taxation

You bring the WHY.

I’ll show you the HOW.

Every financial journey is unique. Whether you’re just starting to get serious about your finances or are already well on your way to financial independence, I can help you take control of your money and build a better financial future.

I’m Kaylyn Bugay, Accredited Financial Counselor®, fee-only fiduciary, and founder of KB Financial Planning. I specialize in tax preparation, military specific matters, and in helping you feel good about your finances.

If you’re looking for someone you can go to for all of your personal financial advice – from taxes and investments to everyday issues like budgeting, debt management, and the difference between an IRA and a 401K – then you’ve come to the right place.

If you’re ready to talk, I’m ready to help.

  • Asking for financial advice shouldn’t be intimidating
  • The cost of financial services should be transparent
  • No financial question is too small
  • Financial advice should be non-biased and client driven
  • Client relationships matter more than commissions

Let’s get started.

virtual tax services for individuals

Tax Planning & Preparation

I offer year-round tax preparation services for individuals, couples, and small businesses, addressing both simple and complex matters. Whether you need tax planning strategies, have cryptocurrency sales to report, multiple states to file, or have received an unexpected 1099K or IRS letter, I can help.

hourly financial consultations

Hourly Consultations

From planned events to the unexpected, life’s changes can be challenging to maneuver even under the best of circumstances. That’s why it makes sense to meet with an objective and empathetic professional who can help you make sense of it all and ensure your financial decisions are best for you.

military money advice

Military Specific Advice

As a 19 year military spouse, I understand the unique personal and financial challenges and opportunities that arise from military service and can help you navigate a myriad of military specific issues. PCS, BRS, TSP, SDP, SCRA, MSRRA? No worries. I speak in acronyms too.

personalized financial advice

Financial Counseling

Managing your money well starts with a foundational understanding of sound financial principles. AKA: let’s get back to the basics to get you back on track. Through on-going counseling we work together to address your money challenges and secure your financial future.

Let’s Make It Happen

No matter where you are in your financial journey, I can help.

Knowledgeable, courteous, helpful, she listened, and provided examples to prove her point. We are retired and therefore will not be filing a tax return for 2022 only because our household income does not meet the IRS’ taxable threshold. However, if our status was different, I would most certainly return.

V. Hansen

Kaylyn was prepared, explained what needed explaining, ask if we had questions, answered our questions, and went over the figures with us so we knew what was being done. And also quite courteous and friendly and did not waste our time with needless chit chat; just right.

D. Munson

Kaylyn was extremely knowledgeable and very polite. She took plenty of time to explain the process and answered all of my questions expertly.

J. Russell